KTMC NIDHI LIMITED is a Nidhi company having registered office at Maharajganj Uttar Pradesh. The object of the Company is to encourage and afford all facilities for cultivating thrift, saving habits and to render all financial assistance to its members only by receiving long and short term deposits by way of savings, recurring and fixed deposits and lending loans to them as are allowed by law for Nidhi or Mutual Benefits Companies.

The company cannot give any unsecured loans. The loans may be given against security of Gold Jewellery and ornaments, immovable property and Against NSC, Deposits, Vikas Patra, Govt securities and LIC policies. Nidhi Company cannot open current account of its members.

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Fixed Deposit Scheme

Fixed deposit interest is compounded by way of reinvestment. Thus the scheme generates a large sum of money at the time of maturity.

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Recurring Deposit Scheme

Find out how much you can save by making regular deposits with our RD plan. Just key in the amount you want to save and the tenure you wish to invest for.

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Daily Deposit Scheme

The company reserves the right to reject any application for opening the account without assigning any reason.

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What is Nidhi?

Nidhi Company in Governed by Section 406 of the Companies Act, 2013 and Company Nidhi Rules, 2014. The Company is incorporated as a Public Company.

As per Section 406, “Nidhi” means a company which has been incorporated as a Nidhi with the object of cultivating the habit of thrift and saving amongst its members, receiving deposit from, and lending to, its members only, for their mutual benefit.

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